Wednesday, December 3, 2008

22 Days and Counting!



Heifer International's mission statement is: Ending Hunger, Caring for the Earth. Their programs are unique and interesting and take place around the world in places like: Tanzania, China, Nepal, Honduras, Uganda, Zambia, Romania, Poland, Ukraine, and Kenya. Their progarms aim to help people become self-sustainaning and improve economies on a larger scale. They do this by providing families and groups of people with ways to make a living in livestock, agrofarming, green tourism, etc. Once a group starts producing enough to sell, that group can then better their lives by purchasing nutritious food, medicines, more raw materials to grow their business, or other items. This cycle of buying can eventually lift communities out of poverty. This might be a great present for a nature lover because during some of the
Heifer International projects the organization provides speciailized (natural) resource management training.

If you would like something to slip into a box or envelope to give as a tangible gift, the organization offers printable gift inserts which can really give the cause a "face."

Tuesday, December 2, 2008

23 Days and Counting!


Photo Credit: GoodShop Logo

Ok so let’s face it- not everyone on your list would be excited about receiving a donation in their name to a worthy charity…So how can you still incorporate a way to give back while buying gifts for those people? I can’t believe I hadn’t heard about this until now! If you are going to shop online, it couldn’t be easier (or cheaper!) to make a donation to charity. All you have to do is go to the GoodShop by GoodSearch website, find your favorite retailer, and click through to their website. A percentage donation rate is listed under each vendor's name which GoodShop will donate as a percentage of your purchase to charity. You simply select a charity from the list of over 700,000 participating organizations, make a purchase at the retailer of your choice, and GoodShop does the rest! The donation percentages seem to range from 0.5% up to 30% - and it doesn’t cost you anything extra! Happy shopping!

Monday, December 1, 2008

24 Days and Counting!


Justgive.org helps you find the perfect gift for the person who is always difficult to buy for. It is so easy, you can do it in five minutes from your desk chair! Just go to the website and select the GiveNow card and choose the amount you would like to add. There are several holiday themed gift cards that would make the perfect gift! The gift recipient can log on to redeem their gift card at over 1.5 MILLION different charities and can even decide how the money on their gift card is used.

The Christmas Countdown!


It’s hard to believe, but Christmas is officially 24 days away! I haven’t started shopping, but I have decided what I am going to buy for almost everyone on my list. Although the economy is terrible this year and people are going so crazy over sales that a crowd of deal-hungry shoppers actually ripped the doors off the hinges and trampled a man to death at one store, Christmas is still coming. Instead of getting worried about Christmas this year, I am still excited and a even more compassionate. That’s why this year, instead of the traditional gifts that I usually give, I am giving to charities in the name of some of my family and friends. Not everyone will appreciate a gift like this, but I know that a lot of my family will. Year after year we all say that familiar phrase “I really don’t need anything…” but then list things that we would like to have. While that is nice and I love to give and get just like the next person, I think this economic downturn has forced some reality on us as to what excesses we really do have and caused us to realize that even in hard times we still have SO much more that others. Why not help those less fortunate get to the “I really don’t need anything” standard that we have achieved? Let’s try to stop the endless cycle of buying knick knacks and trinkets that often end up in the bottom of a toy box or covered in dust on the back of the shelf by the time the holidays roll around next year. For all these reasons, December will be a count-down of 25 ways to give back while giving to others this Christmas. *The countdown will go until Christmas, but if you celebrate another holiday, please check back daily to see to see the gift ideas as most will not be religious-based organizations.

Monday, November 17, 2008

Red Letters Campaign

Red Letters Campaign is an organization that is reaching out to orphans in a very tangible way and they are making it very easy for others to get involved! The organization itself is less than a year old, but there is already so much being done. The founding principle is really quite simple, but very profound: Living Faith Can End Poverty.




In leiu of a simple synoposis I will instead borrow the post of one of the founders herself:

Where There Is Vision, There Is Provision

Before even writing this blog post, I can say that it is truly among my favorite posts EVER! A year ago, God sent me on a journey to Ethiopia. I met Hannah - a woman who inspired me like no other. A woman who just followed God's call. Where most of us would say "Impossible ... who am I," Hannah says "Where there is vision ... there is provision."

WHERE THERE IS VISION...
I was impacted so deeply by her story of taking in one child after another off the streets and providing them a home, a family of foster siblings, food, clothing and, so important, EDUCATION. I was there when a young girl without even clothes was brought in to Hannah's off the street. Today, Hannah cares for over 160 children without much outside support. THAT is about to CHANGE!

Hopechest and Red Letters Campaign just returned from Ethiopia where we identified 8 orphan communities with over 750 kids who would benefit from the Children's Hopechest community - to - community sponsorship model. Remember ... "Where there is vision, there is provision!" We had a vision for supporting Hannah in her incredible work. Amy Bottomly had a vision of bringing support for Kolfe orphanage. Tom Davis had a vision for bringing futures to 1,000 children in Ethiopia.

THERE IS PROVISION!
Well ... guess what, I want to show you the provision (watch video). It brings tears to my eyes to see Hannah's orphanage on this video and to realize that God has taken this experience full circle. Also, keep an eye out for Moses' Orphanage - the community that the Red Letters Campaign community is sponsoring.

To date, it appears that we have four of these communities sponsored already. Today, we already have almost 60 sponsors for our own orphanage (Moses' Orphanage), but we have room for more. Also, we'd love to take on another orphanage. If you want to be part of this, you can still send an email to Amy Bottomly at amyde63@hotmail.com. If you want more information, click here to read more.

AND THAT PROVISION IS IN EACH OF US!
It's time to stop saying, "Impossible ... who am I." Discover your vision. Claim your provision. Make a difference where you feel called. "The Voice of Adventure" is the namesake for this blog and I think it's worth paraphrasing here:

"There is a rawness and a wonder to life. Pursue it. Hunt for it. Sell out to get it." " Build a fire in your heart. Follow God's impulses. Adopt the child. Move overseas. Teach the class. Change careers. Run for office. MAKE A DIFFERENCE." "Don't listen to the whines of those who have settled for a second rate life and want you to do the same so they won't feel guilty. Your goal is not to live long. It's to live. Sure it isn't safe, but what is."

Remember that the small things that we do in life may seem small to us, but may be HUGE to a child in need. And thanks so much for walking this journey with me. It's so much better to walk with friends! Feel free to steal this post to share with your readers in full or in part as you like and to link your post below.

A second borrowed post appears below:

UPDATE ON RLC ETHIOPIA!

Exciting news! Just wanted to let you know...

we now have over 80 kids sponsored through RLC!!!!!

WOOHOOO!!! Please consider joining RLC in caring for the fatherless. I want you to be in on this. We can do this together. We can't bring them all into our homes but for a small amount we can give them a home and hope. We can love them, feed them, clothe them, visit them and LOVE them together. Please consider posting about this opportunity on your blog or e-mailing someone about it.

RLC will sponsor an orphanage together!

To learn more, or to see these posts in their original form, please check this woman's family blog (her name is Angel) or the RedLettersCampaign Website directly.

Saturday, November 15, 2008

CASA


Ever heard of CASA? Neither had I before last August. But what I heard really made sense and intrigued me.

If you have any experience with the US foster care system you know that each case is dramatically different and depending on the case workers, therapists, GAL (the Guardian Ad Litem- child's lawyer), and anyone else involved in a case (not the mention the child's parents themselves). Sometimes the case gets stalled somewhere between inception and completion. Some children are foster children almost their entire childhood. That is not healthy for a child, with the constant sense of insecurity, and should not happen.

Each state has a certain guideline time for a child to achieve permanency; whether through returning home to a parent who has successfully worked their case plan, through termination of parental rights (TPR) and a subsequent adoption, through a legal guardianship, or other avenue. If somewhere along the line, there is a breakdown in communication and progress, the Judge can request that a CASA be appointed to the case.

If the county has a CASA program, a CASA volunteer will be put on a specific case. They may be appointed for one child, or an entire sibling group, depending on the needs of the case. Once assigned to a case, a CASA has access to all those involved with the child, including the foster parent, case worker, teacher, coaches, evaluations done on the child, etc., to talk with them about the child's progress and situation. This access to anyone involved with the child is to allow the CASA to be the "eyes and ears" of the Judge.

If CASA is appointed, the Judge wants to know exactly what is going on in the case. Maybe the Judge is receiving conflicting reports about the case, the case is taking too long, or the Judge cannot understand the specifics about the case from the reports they have received. The CASA to collect facts so that the Judge can have a better sense of what is happening in a case so he can make an informed decision about what is in the best interests of the child. Although the CASA can make a recommendation as to what should happen with the goal for the case (return home, TPR, legal guardianship, etc.), the Judge ultimately makes the decision.

Becoming a CASA requires background checks and training courses. Once a person has completed that being a CASA you are required to see the child(ren) on your case a minimum of once per month and must observe their living quarters. The CASA must attempt to gather information on related to the specific concerns of the Judge, and also the child's (or children's) progress in school, therapy, extra-curricular activities, the child's relationships with others, etc.

CASA requires a time commitment of one year or more, but they prefer for the CASA to stay on one case the whole time, if possible. One of the objectives of being a CASA is to build a relationship with the child(ren) on your case through monthly (or more frequent) visits, and without a commitment of one year or more that can be difficult.

I have had a very rewarding experience as a CASA, and the case I was appointed to has been moved to adoption. I am happy to say that I contributed to a child achieving permanency in a happy and healthy home, where she is happy and well-adjusted. As an aside, I would have been equally happy to have the child return home if it was safe and appropriate, but that was not the case in this situation.

I'm looking forward to being assigned to my next case!

To read more about CASA, please check their website. This is a very rewarding way to get involved with foster care and (sometimes) adoption, and any amount of time spent working on a case will be very much worth it. Please consider this as a way to give back.

Friday, November 14, 2008

China Care!



Today's organization is a US based 501(3)(c) that helps care for Chinese orphans. As more children are brought into orphanages, and the wait for a referral from China gets longer for adoptive families, there is a huge need for help in Chinese orphanages. This specific charity is underwritten completely by the sponsors, so ALL money donated goes directly to helping the children!

But there is more to do than just donate money- you can actually get involved and go to China! They will be accepting applications for the Summer '09 volunteer trip in January. If you think that is a little more than you can do, China Care can help you donate specific items that the children's homes need for the babies and children in their care, and they will even arrange the shipping to China once you send it to their US headquarters. Check out their "Needs List" to see if you can help. Although they have lots of items on their Needs List, if you are involved in the medical industry and could get ahold of some samples, this would be a great way to give back.

OR, you can help fund a special project. You can help someone like this litte guy or this cutie with surgery and care expenses.

China Care also needs funding for drivers (to and from medical treatments), A/C and heat units for orphanages, and for a Group Educational Foster Home. Please check out their needs and help if you can.

If you are a student, teacher, or just a concerned community member who wants to get involved, then consider starting a China Care Club at your campus! By contacting the organization through the website here, they will send you a handbook and club kit that has everything you need to know to get started on your own club. This might be a great project for Girl Scouts or Cub Scouts.

Thursday, November 13, 2008

Reece's Rainbow



Photo Credit: Reece's Rainbow Logo

What do you do on payday? If you're anything like me, you already have things picked out, and a lot of the money "spent" before you even get your check! The American lifestyle puts many of us into the "must consume, all the time" mentality. Also, if you are anything like me, there isn't much left over for fun stuff. I have taken a hard look at my money, and have realized that the stuff (aside from bills) that I am spending the most on isn't truly making me happy! Then WHY am I spending money on that? Hmmm....

But lately instead of looking forward to the new thing I want to buy, I have found a different and much more worthwhile way to spend my money. And it does truly make me happy and feel satisfied, so I had to share! I have been picking a face "out of the crowd" each time I get paid, and donating to their adoption grant! How do I do that?

Well...each time I get paid, I go to Reece's Rainbow to read through the profiles, and I donate to the adoption grant of a special needs child waiting to be adopted.

Reece's Rainbow was started by a woman whose son has the diagnosis of Down Syndrome (aka Trisomy 21). She wanted to help the orphans with Down Syndrome of Eastern Europe, but she ended up also including children with various other types of special needs, and expanded the ministry to include Asia, Africa and South and Central America as well.

Unfortunately, in some developing countries, children with special needs do not receive the same level of care as they would in the United States. In some countries in Eastern Europe special needs children who are not adopted before their fourth birthday are transferred to institutions for those with special needs. What makes this even worse is that those institutions often receive very little funding, are unequipped to give the children the care and therapies needed to improve their condition, and there is often a shortage of food. Worse still, these children are sometimes restrained (tied to the bed so that they cannot fall on the floor or move freely about the room), and starved because of inadequate food supplies and/or under equipped caregivers. With these types of conditions, it is no surprise that these children do not survive long in these institutions.

Reece's Rainbow is not an adoption agency, but instead a site where special needs children are profiled, and individuals can contribute money towards their adoption grants. When a qualified family comes forward to adopt a specific child, the grant for that child can be applied to the cost of the adoption. As I am sure most people know, international adoption can be quite costly, and for some families cost prohibitive.

These special children need special families who will love and care for them and help them reach their greatest potential! By contributing towards an adoption grant of a child featured on Reece's Rainbow, you can help a family bring one of these precious children home.

So, next time you get your paycheck, please consider giving to the adoption of one of these deserving children. Even if it's $5 or $10 dollars that you can spare, that might be enough to get the ball rolling for a child!

So far, I have helped three kiddos get closer to finding a forever family. That's better than anything else I could have bought myself, and it has become something I look forward to on payday.

Take a minute to check out the "Homecomings" page to see so many happy endings!

Thursday, November 6, 2008

Feed the Hungry by Playing a Game?


Too good to be true it seemed! But, after playing the vocabulary game on FreeRice.com I have already donated 1,000 grains of rice to the hungry! Then I added the button to the side of the blog to make it easy for you to go play!

They also have other subjects like math, science, geography, art history, and even foreign languages. More material will be added to each of these subjects shortly. This game gave my brain a little work out! The site starts you off on a basic level, and then adjusts the difficulty of the questions depending on your answers, so it will be a challenge for people of all ages.

For every correct answer you 20 grains of rice are donated to a hungry person somewhere in the world through the UN World Food Program. The sponsor companies pay for the rice according to how many questions you answer correctly.

My question was- why don’t they just donate the rice without anyone having to play the game? People are hungry now, not after I am done playing the fun little games! But the FAQ sheet on the FreeRice website was ahead of me on that one, and here is what they had to say: “FreeRice is not sitting on a pile of rice―you are earning it 20 grains at a time. Here is how it works. When you play the game, sponsor banners appear on the bottom of your screen. The money generated by these banners is then used to buy the rice. So by playing, you generate the money that pays for the rice donated to hungry people.”

See? Playing a game is necessary to donate to saving others from hunger on this site! Best justification I have ever heard. So take a break from whatever you are doing, go play a game, and give back!

*The FreeRice.com button is on the right side bar

NATIONAL ADOPTION AWARENESS MONTH!

November is National Adoption Awareness Month! I do not consider adoption to be volunteering in any way, shape, or form; and it is certainly not for everyone. However, adopting is a fantastic way to give back and change a life forever.

Even if you do not feel called to adopt, there are many ways you can help adopting families and the children left behind without a family. This is important throughout the year, but especially at the holiday times when family traditions are such a special part of the season.

So, although November might not be exclusively about adoption related issues, that will be a main focus throughout the month. Check back regularly as I have been saving up some posts on this topic!

To get you started, here are Eight Ways to Celebrate National Adoption Awareness Month by Michele S. Martin from iparenting.

Edited to add: Speaking of adoption, Cupcake, our foster puppy was recently adopted by an awesome family and she is reportedly very happy in her new home :) We'll see who our next foster doggy is!

Thursday, October 9, 2008

Cupcake Update and a Question

Remember Cupcake? Well.... My fiance and I are fostering her short-term starting on Saturday! I am really looking forward to taking care of her this weekend, and I am hopeful that she is now one step closer to finding a great family to love her.

I also hope that she likes Happy Ta*ls Mini Hot Dogs because she has a pack with her name on them waiting for her!

Now for the Question: Even if you have not made extreme changes in your life because of the financial situation in our country (if you live in the US), what are some things that you have done to cut back? And, what are some things that you like to do for free/inexpensive entertainment?

What we have done to cut back: Turned off the A/C in the end of August and have not turned on the heat, turn off lights we are not using, un-plug appliances when they are not in use, and the big one...we don't have cable or internet right now. We use internet at (law) school, work, or cafes. We can pick up a few channels of TV, but we aren't really big "TV people," anyways. I think we are probably saving about $100.00 a month, possibly more.

That savings helps in several ways: We can work the same amount and have more money left over, which translates into less stress. And we have more time and energy (that we aren't using stressing over finances) to spend doing volunteer work or doing other fun things.

For free or inexpensive entertainment we plan to go to the park and play soccer and tennis this weekend. We may also (weather permitting) go on a great Fall bike ride, and have been going out to eat less. We also try to go to Costco on Sundays for sample day. That might sound cheap, but we really are buying things anyways while we are there, it's just always more fun on sample day :)

Wednesday, October 8, 2008

Someone Out There Needs You

I'm sure we have all heard the news, our country is going through a financial crisis. The politicians are talking about this crisis hitting "Main Street" and what this means to middle class Americans. Thankfully, even though times are tough and we have cut back on certain spending, my fiance and I are blessed enough to have a nice home, food on the table, and warm clothes to wear.

Unfortunately, not everyone has that luxury. With more and more foreclosures, where are all of these people going? I have seen news reports of families living out of their vans, or living in a tent at a campsite. And those aren't the worst of the stories. I'm not pointing fingers on whose fault that is, and each case is different, but it is definitely not the children's fault when their family is homeless.

The children, who need stability and security, can be traumatized when their family becomes homeless, and schooling often becomes an afterthought. When the parents have enough trouble just figuring out where they will live that night and what they will feed their children, you can't blame them if education is not their top priority. Or maybe it is, and the ends just aren't meeting. Whatever the situation, sometimes these homeless children need extra assistance with their education.

There are some great programs out there that facilitate volunteers spending an hour or more a week, helping children in homeless shelters or YMCA's with homework, tutoring, or general school support.

Here is more information homeless youth:

http://www.bisd.us/State_compensatory_UIL/homeless.htm

Here is a list of many organizations that help homeless youth:

http://www.zoominfo.com/Industries/foundation/charitable-organizations-foundations/tutoring.htm

Helping with schoolwork is obviously only one of the ways that you can help homeless youth. It is a growing problem in our country, especially now as economic times are especially tough.

Education is a window of opportunity for the youth of America. It is so very important in breaking the cycle of poverty. When a child is constantly being shifted from shelter to shelter, couch to couch, or place to place, gaps in education are highly likely. Without extra outside help, many of these gaps will never be filled, and educational progress is difficult when you don't understand the underlying concepts. How can you learn multiplication and division if you never correctly learned how to add and subtract?

Maybe you could help be a tutor, mentor, or friend to a child or teenager during a time of crisis in their life? If this appeals to you, please find an organization in your area and get involved.

Friday, September 19, 2008

Joyful?

It is so totally refreshing to find someone who is cheerful and joyful despite the goings on of life. No one can control what happens every second of their life, but people do have the amazing ability to choose joy in their hearts.

No matter your religious beliefs, this is really a lifelong lesson that everyone would benefit from learning. How to choose joy, despite the doom and gloom and the naysayers that may surround us. It is a hard, hard thing to learn, even for those of us who are generally the "glass half-full" type. But, as I am personally on this path, I have found it necessary to surround myself with teachers who have found that inner joy and can express or explain this journey to others. When I find an article or a person who I believe is really on that path, I think it is important to share with everyone.

Here is a great website, it is written by a Christian, but you don't have to be at all religious or Christian to identify with what this woman has to say.

http://liveinjoy.blogspot.com/

Check it out, and check back more often to get your "daily dose" of joyfulness. It's contagious!

It can't be coicidence that many faiths and old Eastern principles profess that finding joy is the PURPOSE Of life. Why should one go through life without giving the whole purpose a fighting chance?

It doesn't mean that you have to be blind to things going on around you. But if you can accept things as they are, be joyful, and go about making the necessary changes, all of these "enlightened" authors say things will undoubtly be better, that things will start coming to you. And, I don't know about you, but I could use some of that!!! So I am on this journey. Want to discuss? Leave a comment!

Here are some other great reads on the subject:

The Way of the Peaceful Warrior, by Dan Millman. Website: http://www.danmillman.com/

A New Earth, by Eckhart Tolle. Website: http://eckharttolle.com/a_new_earth

Thursday, September 18, 2008

Okkkkk!!! Sorry for the hiatus! I am back!



I have had a very busy summer but that is no reason to just give up and not continue this very worthy cause.

Sometimes its hard to decide exactly who I should talk about on here, and sometimes it is sooo easy! I try to only profile those organizations that I have either worked with, or have done extensive research on. I can't make any guarantees about how good or corrupt any group may be, but I do my best to only talk about the "above board" groups.

This is one of those easy times where I just KNEW who I had to talk about on here!

I love animals and lately have been bitten with the "I need a dog" bug. But, let's get real. I am in law school, live between two houses and like to be able to go on trips. That is not to say that I won't be ready for a dog in a few weeks or months, but I am not ready today.

So, when I saw Cupcake, my heart broke for her. She is only 6-9 months old and was scheduled to be put to sleep TODAY!!! But she is just a baby! How could someone do this to a baby? She has so much time ahead of her and if you look at her eyes you can tell she is a great girl.

Yep, thats Cupcake, up at the top!

Right? Isn't she just adorable? Exactly! So, with the aforementioned knowledge that my life is not perfect for making a lifetime commitement to an animal (their lifetime that is), I ventured out to try to help. I talked to my fiance and we agreed that we could foster her and look for another home. But we never finalized anything and my heart was breaking when I woke up this morning knowing it might well be her last day. I realize thousands of dogs are put to sleep every day, so you don't have to tell me I can't save them all. BUT I thought... I can save this one. She made me think of the "Starfish Story."

There was just something about her and I had to help. So I got up, got on the internet, and started googling shar pei and chow chow rescues. Those are her identified breed mixes, but I'm not sure she looks a ton like either one. But, they were an option where I could advocate for her. So as I pushed "send" on each one of the "Can you help Cupcake?" e-mails, I said a little prayer. Actually, a big prayer because I knew she was running out of time.

Not an hour later I got an email from Carol. I won't use her last name here for her privacy, but she is truly an angel and she made some calls and found a plan to work with me to save Cupcake!!!

We SAVED Cupcake!!! Talk about instant gratification! This woman deserves an award for the work she does. She is going to help find Cupcake a new family AND my fiance and I might still get to foster her for a little while. I have no problem pampering that adorable little face until her "forever" family finds her.

So here is the organization of the week:

U.S.A. Shar Pei Rescue Network
http://www.sharpeirescuenetwork.org/
Look for your state!

Please! Remember to be a responsible pet owner and spay/neuter your animal, do not buy your pet from a puppy mill, and don't forget about the breed rescues when you see a dog in a shelter that can be identified as a specific breed.

There are breed rescues for almost every major breed, and all you have to do is google the breed + rescue. You too can advocate for animals. They don't have to die in vien. If you can't find a rescue, you could always start one too!! There is information on how to start a rescue on e-how and many other sites.

Tuesday, June 24, 2008

Kiva Post #2

There is so, so much more that Kiva is doing. They truely are helping individuals (like me!) around the world help to change the lives of others by lending small amounts of money.

Besides loaning your own money there are other ways to get involved. Try this one if you have a blog, myspace, facebook, even Linkdin:

Kiva ads! They are very easy to set up and don't require any maintenance. Maybe you can help others become involved with the Amazing Organization of the Week!

Credit where credit is due: The text below is from the Kiva.org website, so go check it out again there!

Host a BannerShow your support of Kiva by placing any of the banners below on your website, blog, MySpace profile - wherever!

By linking to our site you are helping fight poverty, one loan at a time. Please choose from the banners below, and use the code provided by following these steps:

1- Choose a graphic.
2- Highlight the code under the graphic.
3- Copy the code (usually Ctrl+C).
4- Open your page with any text editor.
5- Paste the code into your page (usually Ctrl+V).
6- Save your page. These banners will display a randomly selected Kiva entrepreneur in need (each page refresh will load a different entrepreneur).
*This is the type of ad you see on my sidebar.

These banners are static, and will display what you see below.

Kiva - loans that change lives


Kiva - loans that change lives


Kiva - loans that change lives


Kiva - loans that change lives


Kiva - loans that change lives


Kiva - loans that change lives


Kiva - loans that change lives


Kiva - loans that change lives


Kiva - loans that change lives


Kiva - loans that change lives


Kiva - loans that change lives

Kiva - loans that change lives

Monday, June 23, 2008

Amazing Organization #1: KIVA

The basics: Kiva is a micro-loan organization that helps ambitious people in many countries obtain loans to start or further their business. By signing up with their website you can choose who to loan your money to- AND- you get your money BACK when the borrower repays their loan. The repayment rate is very high, almost 100% last I checked, so no need to worry about that.

10 Crazy Cool Things About Kiva:

1- You choose the individual(s) that your money goes to. That way you can directly see who you impact. A lot of places you just donate your money and hope for the best.* Not this site! You decide!

2- You can see how your money has helped the borrower(s) to achieve their goals and improve their lives through updates posted to the website.

3- Once you get your money back, you can lend it to someone else, and then someone else. Its just like recycling your favorite old shirt.

4- You can collaborate with other like-minded individuals. Usually, when you choose someone to lend to others will already have lent their money to that person or group. Together a group of people make combine their money to reach the total loan amount. No one gets the money they invested back until the entire loan amount is re-paid. There are some pretty fabulous people on there doing great things. Go check them out- right NOW :) Wait, no, finish the 10 Crazy Cool things, THEN go!

5- Kiva allows people to obtain the money they need to start or improve a business. In many areas of the world, one cannot just go and get a loan with a reasonable interest rate. This organization may be many of its' borrowers only hope for ever coming across the type of money they need to improve their lives by starting or improving a business.

6- By making one person in a community more self-suffiicent, the whole community benefits. A a new or improved business can mean more opportunities for employment, a reason for tourists to visit, etc.

7- If more people are employed, or more tourists come to the area, the money supply goes up, and demand for more goods and services won't be far behind. With more money in the area more businesses can be created to provide the necessary goods and services, and in turn more jobs and opportunities.

8- If whole communities can become better places to live because there are more jobs and peaceful, sustainable commerce, crime will likely decrease.

9- As the world becomes (theoretically, of course) "smaller and smaller" more and more people realize how important it is that EVERYONE has a sustainable life, not just those you see every day.

10- Go see for yourself, 10, 20, 100 more reasons why Kiva is incredible! www.kiva.org

*The charity is likely doing good things with the money. Just pointing out the benefits of this type of transparency.

I have a list of organizations ready to profile, I am so excited to get this going. Cheers to great people and groups getting the job done all over this wild world!

Feel free to add a suggestion in the comment section as to a charity or person who is profile-worthy! Thanks!